[DRAFT — requires legal review]
This page is a structural draft prepared for review. It is not legal advice and does not represent Factor4's final policy or binding commitments. Counsel must review, correct and approve every section before publication.
Terms of Service
Effective date: [TODO: verify] · Last updated: [TODO: verify]
This draft outlines the terms that would govern use of factor4giftcard.com. It does not govern any gift card or loyalty program agreement, which is a separate signed contract. Every clause below requires review by counsel.
1. Acceptance of these terms
Draft intent: by using this website you agree to these terms. [TODO: verify] — confirm acceptance mechanics and how changes take effect.
2. What this site is
factor4giftcard.com is an informational and lead-generation site operated by Factor4, LLC. Program terms, pricing and service levels are set in a separate written agreement, not on this site.
3. Acceptable use
Draft intent: no unlawful use, no attempts to disrupt or gain unauthorized access, no scraping or automated collection, no misrepresentation of identity, no submission of another person's information without authorization.
4. Form submissions and communications consent
Draft intent: information you submit must be accurate and yours to provide. By submitting, you consent to be contacted about your inquiry. Consent is not a condition of purchase; you may opt out at any time. [TODO: verify] — align this section word for word with the consent language in the Privacy Policy.
5. Intellectual property
Draft intent: site content, trademarks and logos are owned by Factor4, LLC or its licensors, and third-party POS, terminal and processor marks belong to their respective owners. [TODO: verify] — confirm trademark attributions and any partner-required notices.
6. Third-party links and integrations
This site references third-party POS systems, gateways and partners and may link to their sites. Factor4 does not control those services and is not responsible for their content or terms.
7. Disclaimers
Draft intent: site content is provided "as is" for general information, is not legal, tax, accounting or compliance advice, and may change. Statements about liability accounting, escheatment and card regulations are informational only. [TODO: verify] — counsel must draft the operative disclaimer language.
8. Limitation of liability
[TODO: verify] — counsel to draft. Do not publish a limitation of liability clause that has not been reviewed.
9. Indemnification
[TODO: verify] — counsel to draft.
10. Governing law and disputes
[TODO: verify] — confirm governing law, venue, and whether arbitration or a class-action waiver applies.
11. Changes to these terms
We may revise these terms and will update the date above. [TODO: verify] — confirm notice requirements.
12. Contact
Factor4, LLC
620 Parkway Drive, Suite 4, Broomall, PA 19008
1 (484) 471-3963
Legal email: [TODO: verify]